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INSURANCE Department of Commissioner of Insurance: Require Insurance Commissioner to File Periodic Reports; Regulation of Rates, Underwriting Rules, and Related Organizations: Allow Upward Adjustments of Workers' Compensation Insurance Ratings; Healt...

The Act adjusts the workers' compensation criteria defining risk, allowing lower rates for insurance companies with a history of fewer claims. Further, the Act allows people to retain their chosen health care professionals through their health maintenance organization when they are willing to pay higher rates. The Act also

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INSURANCE Health Care Plans: Provide for Certification of Managed Health Care Plans; Mandate Disclosure of Information to Enrollees; Mandate a Grievance Procedure for Enrollees Denied a Claim; Bar Plans from Paying Physicians Who Give Less Than Approp...

This Act is known as the Patient Protection Act of 1996. The Act encourages physicians to advocate appropriate care for their patients. Under the Act, a managed care plan must obtain a certificate from the Commissioner of Insurance before offering coverage to State residents, and the Commissioner may terminate the

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INSURANCE Insurance Generally: Define Minimum In-Patient Care that Health Insurers Must Provide for a Mother and Newborn; Require that if the Physician and Mother Choose an Earlier Discharge, Health Insurers Must Cover up to Two Follow-up Visits

The Act requires all health insurers providing coverage in Georgia, including publicly funded health plans, to provide coverage for at least forty-eight hours of inpatient care for a mother and newborn following an uncomplicated vaginal birth and at least ninety-six hours of care following a cesarean delivery. The Act provides

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INSURANCE Risk-Based Capital: Provide for the Computation of Risk-Based Capital Levels for Insurers and the Submission of Risk-Based Capital Reports for Insurers; Provide for the Authority of the Commissioner of Insurance to Take Action; Provide Immun...

The Act establishes variable risk-based capital levels for insurers and provides for the submission of reports of risk-based capital levels to the Commissioner of Insurance. The Act also authorizes the Commissioner of Insurance to take actions to ensure the solvency of insurers based upon information received in the reports. The

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LABOR AND INDUSTRIAL RELATIONS Workers' Compensation: Alter Determination of Experience Modifiers; Change Provisions Relating to Admission and Termination of Members of a Self-Insurance Fund; Revise Provisions Relating to Maintenance of Loss Reserves

The Act amends several sections of the Workers' Compensation Code. The Act provides for the inclusion of a formerly self-insured employer's experience in determining an experience modifier and requires the prior self-insurance fund to release data for the replacement insurer to determine the proper experience modifier. The

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LABOR AND INDUSTRIAL RELATIONS Employment Security: Extend Period for Employer Contribution Rates; Provide for Admissibility of Drug Tests; Deny Benefits to Individuals Discharged for Drug-Free Workplace Violations; Require Claimants Filing for Unempl...

The Act extends the period during which certain employers' unemployment contribution rates shall be in effect under the Employment Security Law from 1996 to 2001. The Act also limits the time an employer is allowed to make voluntary contributions to the unemployment fund to 120 days. Additionally, the Act

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